- Annual Enrollment Period (AEP)
Is Your Medicare Coverage Still Working for You?
Your Medicare coverage may have worked perfectly last year. But life changes.
- Healthcare needs change.
- Prescription medications change.
- Doctors change.
- Costs change.
That’s why many Medicare beneficiaries take time each year to review their coverage and make sure it still fits their needs.
The Medicare Annual Enrollment Period (AEP) is an opportunity to review your current Medicare coverage and determine whether any changes may make sense for the year ahead.
Oct 15 – Dec 7
Review & Compare
Update Coverage
Why Should You Review Your Plan Every Year?”
Even if you’re happy with your plan this year, your Medicare coverage may change next year. Each year, plans can update:
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Monthly premiums
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Deductibles
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Copayments and coinsurance
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Provider networks
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Prescription drug formularies
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Supplemental benefits
That’s why Medicare encourages beneficiaries to review their coverage every Annual Enrollment Period—even if they don’t expect to make a change.
What Is the Annual Enrollment Period?
The Annual Enrollment Period is a Medicare enrollment period that occurs each year.
During this time, eligible Medicare beneficiaries may have opportunities to review their current coverage and make certain changes for the upcoming year.
For many people, AEP isn’t about finding a new plan.
It’s about making sure their current coverage still aligns with their healthcare needs.
Why People Review Their Medicare Coverage
Your Medicare coverage isn’t something you choose once and never think about again.
Life changes.
Healthcare needs evolve.
What worked well a year ago may not be the best fit today.
That’s why many Medicare beneficiaries take time each year to understand how their coverage works and whether it still meets their needs.
Is Any of This Familiar?
Many people review their Medicare coverage during AEP because:
Their healthcare costs have increased.
They're simply wondering whether other options are available.
If any of these situations sound familiar, AEP may be a good time to review your Medicare coverage.
What Should I Review During Annual Enrollment Period?
Before making any decisions, many people take time to review:
Healthcare Costs
Understand your premiums, deductibles, copayments, coinsurance, and other potential healthcare expenses.
Common Questions About Annual Enrollment Period
Do I Need to Make Changes During Common Questions About Annual Enrollment Period?
Do I Have to Change My Medicare Coverage Every Year?
What Types of Changes Can Be Made During Annual Enrollment Period?
What If I'm Happy With My Current Coverage?
What Happens If I Don't Review My Coverage?
A Simple Annual Enrollment Plan Checklist
Review Your Current Coverage
Review Any Changes
Explore Your Options
The One Thing to Remember
The Annual Enrollment Period isn’t about finding a new Medicare plan every year. It’s about making sure your current coverage still works for you. For some people, that means making a change. For others, it means confidently keeping the coverage they already have. Either way, reviewing your options can help you make informed decisions about the year ahead.
